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How to Prepare for a Workers Comp Audit

Every employer dreads an audit, whether it’s from OSHA or from your workers compensation insurance company. The process, however, doesn’t have to be a pure nightmare. In fact, if you prepare properly, you can make the audit relatively painless and can even use the results to improve your own practices. Here’s some advice on how to prepare for a workers comp audit and protect your construction and contracting business. Read more

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Are You Covered by Workers Compensation Insurance?

Understanding Workers Compensation Insurance

Knowing when you are going to be covered by workers’ compensation for a work-related injury or illness can help you save thousands of dollars in medical costs. Sometimes you can also recover lost wages as a result of your workplace injury.

The tricky part lies in determining whether or not your specific situation falls under workers compensation as well as whether your employer even has coverage for you. To determine what times you would and would not be covered under workers’ comp, here are some general guidelines:

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Workers Comp FAQ

Nearly every state in the US mandates that employers carry workers compensation, often shortened to workers comp. These policies protect employees from the costs of medical expenses and lost wages as a result of a job site injury.

Since many people are not completely sure what workers comp involves and how it works, here is a list of responses to frequently asked workers compensation questions: Read more

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Preventing Workers’ Comp Claim Fraud

Workers’ compensation is one of the most useful tools at a business’s disposal. It protects the employees from illness and injury, provides for them after accidents and defends the business against lawsuits and liability. However, there are dishonest people out there who will try to use workers’ comp to their own advantage by abusing the system and committing fraud. Here are some ways to avoid workers’ comp claim fraud.

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Curb Your Employee Lawsuit Liability

No employer wants to deal with workers’ compensation claims or lawsuits for unsafe working conditions. We live in a litigious society, and only by taking great pains to create an ideal working environment can you protect yourself against such issues. By doing everything you can to prevent workplace incidents and injuries, you are not only protecting yourself from legal claims, but you are also doing the right thing. Here are some tips to reduce the chances of employee lawsuit liability.
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