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How to Get Your Snow Removal Contractor License in NY

Coming from Buffalo, you kind of get an understanding that snow is more than just the pretty stuff that falls around Christmas. Sure, there’s an elegance to it but you also have to respect its’ potentially destructive nature. Enough of it can cause major power outages and make roads downright dangerous, increasing the chances of potentially serious auto accidents. It is in these situations that every profession (no matter big or small) relies on snow removal contractors (and we need as many as possible in NY). Listed below is your three step guide to getting your snow removal contractor license in NY because the Empire State needs you.

Your Guide to Getting Your Snow Removal Contractor License in NY

1. Get Experience

Unlike some licenses, a degree is not required to get your snow removal contractor license in NY. Experience and skill will be favored more heavily than any degree you acquire (although a business degree may help you avoid potential pitfalls down the road). Typically, you will be required to have 1 to 3 years of experience operating snow removal vehicles before you can apply for your license and become an independent snow removal contractor. Through experience you will also get a better overview of the process, customer expectations and what skills you may need before you can open your own business.

2. Create Your Business Plan

After you have locked up your 1 to 3 years of experience you should start formulating your formal business plan. This should detail what equipment you may need, your goals and potential revenue. You should also consider what you will do for business during those months where snow does not fall.

3. Get Insured, Funded and Licensed

Your final step to obtaining your snow removal contractor license in NY may be your most complicated one. Insurance, funding and licensing will all require quite a bit of research and money. Before you open your business you will have to have enough capital to cover overhead costs (such as equipment), a viable business plan that will help a bank approve you for a business loan and enough money left over to carry insurance (especially workers comp and general liability).

Hopefully our three step guide will help you get on the fast track to obtaining your snow removal contractor license in NY. If you have any further questions about the process, or about your insurance needs, please feel free to give us a call at 1-800-649-9094. We look forward to hearing from you!



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New Jersey Snow Removal Insurance – Protect Your Plows

Snow has been fairly absent in New Jersey over the past month, but that all may change over the next week. This Sunday, most of the state will get to see some form of wintery precipitation (and we’re hoping it’s mostly snow). The snow will be our first taste of this year’s version of the Polar Vortex. With plummeting temperatures we’re sure to get snow (and lots of it) in the near future. So, ready your snow plow fleet and make sure you have the proper New Jersey snow removal insurance before your plows hit the streets next week.

New Jersey Snow Removal Insurance – Why Do You Need It?

As a New Jersey snow removal contractor you probably understand that you need some form of insurance to protect your fleet. The problem is, which policies (out of the hundreds that are offered) do you need? General liability insurance and workers compensation are both fairly standard policies for contractors but, as a New Jersey snow removal contractor you need a little bit more than the standard In order to adequately protect your vehicles.

New Jersey snow removal insurance is designed for those individuals who own or operate a snow plow full-time. This policy will not apply to you if you have a snow plow that you use on occasion to spring your neighbors from their homes when they’re snowed in. You have to be working full time as a snow removal contractor in order to qualify for this plan.

There are a few additional circumstances that may cause you to diversify your coverage. For example, if you own a fleet of snow plows and you hire other contractors to operate them then you may want to consider acquiring a Hired and Non-Owned Policy. That ensures that the liability from your policy extends to those contractors who you operate your plows. An extension that could save you a lot of money over the long run.

In addition to your New Jersey snow removal insurance policy you may need general liability, property insurance, equipment insurance and workers compensation. If you’re unsure of what your coverage needs are please feel free to give us a call at 1-800-649-9094. We look forward to hearing from you!


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