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Beware the Residential Exclusion!

Across the country, construction defect litigation is taking a toll on contractors and on their insurance companies. These types of claims are most prevalent in residential construction projects, especially when the completed unit is owned by an individual as opposed to a business. For that reason, many insurance companies, particularly non-admitted insurance companies, add residential exclusions to their Commercial General Liability and Umbrella/Excess Liability policies.

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