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Becoming a Plumber: Insurance Steps To Take Before You Start

Becoming a plumber can be a great career choice for those who are thinking about learning a trade where they can work with their hands. It is a great line of work. And, with the job outlook for plumbers expected to increase by 21% by 2022 (much faster than the national average) you could not pick a better time to be a plumber. There is one drawback though. As a plumber you will be dealing in a high risk industry, like any other construction job, and could be exposed to potential litigation and injury.

Trying to avoid lawsuits and injury would drive even the sanest person mad but you there is a way to protect yourself from those negatives in an otherwise overwhelmingly positive industry. Plumbers insurance will give your young business the protection it deserves and the security that will allow you to sleep a little better at night. And since insurance can be a bit complicated at times we have broken down what plumbers insurance should cover, who should have it and any additional policies you should consider as a plumber.

What is plumbers insurance and who should have it?

Plumbers insurance covers exactly who you would assume it would cover. Everyone from plumbing contractors to pipe fitters to re-modelers and developers should carry plumbers insurance. The policy is designed to protect you against a wide variety of risks, damages and accidents that you would otherwise have to pay for out of pocket.

While plumbing insurance will cover quite a bit of the risk associated with the job it will not cover all of it. To do that you are going to have to choose from a few different types of insurance policies (which we have broken down below).

Commercial auto insurance – if you have a plumbing van or some other vehicle that you drive around to get from client to client you may want to think about procuring a commercial auto insurance policy. It will protect you from auto liability and collisions and will cover repairs as well. Keeping your major mode of transportation safe from damages that could put you out of commission for a while.

General liability insurance – This policy covers everything from property damage to workplace injuries. It is the do-all package (which can save you a lot of headaches) and we can tailor it to fit any of your plumbing needs because we understand that every contractor is unique and your insurance policy should meet your unique needs.

If you have any further questions or would like to schedule a meeting with one of our representatives please feel free to give us a call at 1-800-649-9094. We look forward to hearing from you!

Contractors Insurance No Comments

4 Steps on How to Become a Licensed Plumber

Having a toilet or a drain backed up can be a pretty miserable experience. Some jobs are easy fixes that serve as little more than an annoyance while others can be a little more complicated. And for those complicated situations you’re going to want to want someone tenacious, who doesn’t care where they have to put their hands or what smells might come about as long as your pipes are squeaky clean by the time they’re finished. Plumbers, despite the amount of times they end up at the tail end of jokes, are actually pretty important. Especially, if you’ve got a clogged pipe or if you’re in need of some vital new plumbing in your house. So, why all of the jokes about plumbers? We believe it’s probably a mix of two things; the fact that plumbers do deal with uncomfortable materials from time to time and that people may not know a whole lot about them. In this blog, we’re going to go over what it takes to become a successful plumber in four easy steps.

(1)   Graduate from High School

Remember that time in high school math when you complained to your teacher that what you were learning was irrelevant to your future profession? Yeah. That might be the case for a lot of people but for plumbers those math skills in algebra, geometry and various measurement systems are entirely necessary. So be sure to graduate from high school, pay attention in math and do well on your ACT because your future employer will require high scores in order for you to get into their apprenticeship programs.

(2)   Further your Education at a Technical College or Vocational School

If you’re looking to distance yourself from the competition be sure to go learn your craft at an institution that will allow you to do so. Getting an apprenticeship after graduating from one of these programs is significantly easier than trying to get in right out of high school. You’ll also need to take additional vocational courses in order to be eligible for apprenticeships. The number of hours and the type of course you will need to take varies from state to state so be sure to check out the rules and regulations for plumber apprenticeships in the state of your choice.

(3)   The Apprenticeship!

This is the equivalent of a bachelors or even masters degree for most plumbers. Without it, you are going to have a hard time becoming a specialist without the proper prerequisites. Programs typically last between four and five years and, when paired with vocational school training, can be an extremely attractive asset on a résumé. Finally, you’ll need to pass an aptitude test (distributed by your local union) and put in 144 hours of work as an apprentice.

(4)   Time for the Test

Alright, so you tracked down the damsel in distress, slayed the ogre, climbed the mountain and now only one big fiery dragon stands between you and your beloved. You’re ready to become a Journeyman Plumber. Here are three weapons that can help you defeat the dragon and pass the test.

1. Signed affidavit from master plumber

2. Finish your classroom knowledge and know the plumbing systems on the test

3. Register for the exam and study, study, study

Becoming a plumber is no easy task; it requires years of training, good time management and no small amount of courage. Now that you know how to become a licensed plumber, be sure to protect your self with plumbers insurance and general liability insurance. We hope these steps help you on your quest to become a licensed plumber and if you have any questions please don’t hesitate to call us at 1-800-649-9094.