Safety with New Roofing Materials
Laws and regulations surrounding the contracting and roofing industries are constantly changing and evolving. While sometimes more stringent rules may slow down work, they are always important to protecting workers from harm and employers from liability issues. Here’s a look at new roofing materials, safety standards and how the right contractors insurance can protect you and your employees.
The modular home is a popular option for construction businesses these days. With this method of construction, homes are prefabricated in sections to exacting standards off-site. These sections can then be put together in different configurations to the requirements of the individual project. Modular home construction, including roofing, allows for a high degree of quality control in manufacturing. This in turn means a safer structure for the new homeowner. In addition, the ease of construction reduces risk for contractors.
Lightweight Building Materials
Once upon a time, the accepted truth was that heavier is better. This is no longer the case. Now, lighter materials are available that are even stronger than the old-fashioned heavy options. These lightweight new roofing materials which include composite woods, plastics and others are weather and pest-resistant and are much easier and safer to install.
Rain and snow are a major threat to any building. Modern roofing materials excel at protecting homes from moisture and damage from the elements. Newer gutter guard systems are ideal for directing water away from the home while avoiding clogs and debris backup.
Wind resistance is another area in which newer materials are improving safety and stability. In fact, many states are now requiring that buildings incorporate wind resistance in their construction.
Roofing Contractors Insurance
When addressing roofing safety standards, the right insurance policy is a contractor’s first line of defense against liability and accidents. No matter how careful you are, no matter how complaint with OSHA standards you may be, unfortunate incidents tend to occur. By maintaining a thorough and complete insurance policy, you can make sure that when injury or accidents happen, your workers and your business are protected.
Roofers insurance can include a broad variety of coverage from a general business owner’s policy to vehicle insurance, but there are three common elements that should be included in every policy. These are:
- General Liability Insurance: Liability insurance is a sort of umbrella that covers you against lawsuits resulting from disasters at the workplace. It covers your legal fees and damages from lawsuits and is a state requirement across the nation.
- Professional Liability: As a supplement to general liability, this coverage protects you against damages and injuries from negligence on the job site.
- Workers Compensation: Also required in most states, workers’ comp coverage protects roofers who get hurt on the job and require rehabilitation, medical care, lost salary recovery and other issues that arise from workplace injury or illness.