Contractors Insurance Florida
Your business is your pride and joy. You deserve the peace of mind that your business will continue to provide you revenue and that no financial disaster will put a stop to what you’ve built. With Florida contractor’s insurance you can be assured that your business will continue to thrive no matter what happens.
You’ve built your business from the ground up, and it provides an income for your family and hopefully a legacy as well. Despite all of this it can also be a liability. Accidents do happen. You want protection and the knowledge that no matter what happens the investment you’ve made in your business is safe. By calling ContractorsInsurance.org you not only get years of experience but the expertise that comes with over twenty years of serving contractors, sub-contractors, builders and artisans of all types.
It’s our job to protect you and give you peace of mind. We’ll work with you to figure out your insurance needs and make sure you have a comprehensive plan that fits both you and your business. If a disaster does unfortunately happen you can rest assured knowing that you have taken the proper precaution to ensure the protection of your business. With the right contractors insurance Florida policy or policies you can be sure that your business will continue to flourish for years to come.
What Does Contractor’s Insurance Florida Include?
Making sure your business is safe requires thinking ahead and obtaining the kind of insurance that best applies to you. There are many different types of insurance available to contractors and that cheap contractors insurance provides. The most common are general liability insurance, workman’s comp, commercial auto and truck insurance and inland marine insurance. All types of insurance are designed to protect you and make sure you and your business aren’t liable for possible damages that can occur.
General liability insurance is a good way to start. This provides asset protection for any type of financial loss. If you are sued, regardless of whether or not you are at fault, having general liability insurance will ensure you and your company will continue to do business. This insurance also covers all types of property damages, completed operations or product liability, advertising injury, personal injury and any other injuries or damages that could potentially arise.
Payouts can reach as high as one or two million dollars, but some businesses will want to take out an additional policy that is known as an ‘umbrella policy’. This type of insurance would include general liability as well as another, more specialized type of insurance. This is for larger businesses that want to make sure that their business, most often a multi-million dollar investment, is secure. With low cost contractor insurance Florida you can ensure that your business will thrive for years to come.
ContractorsInsurance.org is here to help with all your questions regarding Florida handyman’s insurance. We help builders, contractors, developers and any employee that is working for you. Now there are many liabilities associated with your contracting business, not to mention other costs that your business would incur if something were to go wrong. With the right FL construction insurance, your business can continue to succeed. Before you decide on a policy, make sure you research what type of insurance you need and what the rates are out there. We’re sure you’ll see that we offer the most competitive rates and best coverage.
When you purchase contractor’s insurance you are purchasing a safety net. Contractor’s insurance provides coverage for all potential damage that can harm your company. While Florida law varies on how much coverage is needed per project, most in the business agree that two million dollars in liability is the least amount your business should be insured for. This includes most jobs and contract work involving home and business repair. A general insurance policy can include policies for bodily injury, medical costs, property and contractual liability as well as liability with scaffolding laws and gravity related injuries. We’re serious about your needs and the success of your business. At ContractorsInsurance.org, we make sure that the insurance we help you obtain is comprehensive and has your business and best interest in mind.
Types of Contractors Insurance Florida
We know finding the right insurance can be difficult and intimidating. We don’t want it to be. At ContractorsInsurance.org, we know all the types of insurance you could ever need. Insurance can vary depending on the type of job you’re doing. Some jobs require an increased amount of insurance. This can range anywhere from adding auto insurance to a general increase of liability insurance. Certain clients will also require that the contractor be bonded as part of the contract. Bid bonds, contract bonds, payment and performance bonds are all common for Florida Contractors. We know the difficulties of figuring this out so we make it easier for you by providing a step-by-step plan and assisting you with any insurance questions you have.
If you need additional insurance on top of your general plan we can help you with that too. It’s our goal to provide the most complete service available. Florida differs from all other states and we are very aware of the regulations here. Our approach is designed to give Florida builders the best advantage for their business. If there are any additional bonds and insurance that are required by Florida law, we know about them and can advise you on what is best for each individual job. Not sure if you need maritime insurance? ContractorsInsurance.org can tell you if you do. No matter what your business, we make sure we know the answers to your questions you about insurance for general contractors.
What Does Contractor’s Insurance Florida Include?
A disaster can occur any time. We want to make sure you’re ready. There are a number of precautions you can take to prepare your business for the unexpected, in addition to buying Florida Contractors Insurance. First and foremost, make sure to design a recovery plan for your business. Although purchasing contractor insurance in Florida is an integral part of your business’ survival, insurance cannot foresee every situation. Figure out a plan that works best for you and how to get your business up and running quickly after a disaster. If you do not have the means to implement a disaster recovery plan, there are several experts that can help you put one together.
To make sure your business survives, the first part of your disaster recovery plan should be to make duplicate copies of all of your perishable records, whether they’re on paper or stored digitally. Keep these back-ups in a separate area such as your home or in a safe deposit box. Make a separate list of all your documents needed to keep your business running and make additional copies of them. Find all your contacts of both email and physical addresses and make sure you have these in a safe area for quick and guaranteed retrieval. Make sure you include all state agencies, client lists, and business associates. Once you have these documents stored away, your Florida insurance broker can always have access to them and get your business up and running again as soon as possible.
Another precaution you can take is to use a certified Florida insurance specialist. You want to be ready and this can mean having as many options available to you should a disaster occur. Instead of you having to go through endless red tape and filling out confusing forms, we at ContractorsInsurance.org can do this for you and make sure your claim is expedited as quickly as possible. We don’t have ties to any larger umbrella corporation and make sure you get the best service and deal. We are here to look out for you. We’ve able to provide a variety of services and make sure you’re able to understand what’s happening with your claim and make sure you get the most competitive rates on the market.
You can also have a risk analysis specialist look over your business and see what you can do to prepare for any potential problem. Contractors insurance agents in Florida are experts who know what to look for and realize that your business is different than others. The right agent will be able to look at the specifics of your business and assess the risks associated with your business.
All contractors face risk with their business. By having Florida’s construction insurance experts look over your business you can make sure you’re prepared for any problem that could arise. Our professionals at ContractorsInsurance.org will be able to prepare you for any potential disaster.
In addition to basic coverage, Florida general contractors insurance can provide FL workers comp insurance. In the event of an on the job accident, the lifestyle of the victim – whether it is you or your employee – and the victim’s family can be severely affected. When you decide to work with the best contractor insurance company, you can assure yourself that if any unfortunate accident happens to you, there will be someone there to help pick up the pieces.
Injuries are an inevitable occurrence in the contracting business. Workers compensation insurance is designed to help both the business owner and the employees in such an event. Employers do have a legal responsibility to provide Florida workman’s compensation to their employees. The insurance will pay a worker for lost wages regardless of the type of accident or who is to blame. This cuts down on frivolous lawsuits and ensures that all parties will be guaranteed payment for lost wages as well as rehabilitation expenses. In the extreme case where a death occurs, this type of insurance will also pay for funeral expenses and benefits to the family.
Workman’s Compensation is sold as a separate policy most of the time. We at ContractorsInsurance.org will make sure that you get the best guidance when you purchase Florida contractors insurance and workman’s compensation. Rates vary depending on your type of business, but we always make sure you get the best available to you – contact us today for a consultation on workman’s compensation.
Florida Contractors Insurance Disability Insurance
Florida disability insurance is another form of comprehensive contractor insurance that can benefit your business. If an injury occurs, you will want to have a plan already in place. Recovery from injuries sustained on the job takes time, and medical bills can easily skyrocket; it is said the average recovery can take up to two years. You want to be prepared for any potential calamity – whether you need to take off three months or three years, contractor insurance in Florida can help you sustain the financial lifestyle you’ve become accustomed to and help you and your family through this dreadful event.
Skyrocketing health costs have made disability insurance a necessity in today’s world. Disability insurance is designed to help you with income that you may lose due to any injury you may receive. You need a source of income to keep your business running in addition to the lost wages for living necessities. ContractorsInsurance.org is here to help you be prepared with the right FL contractors insurance in case a cataclysmic incident like this happens. We know how difficult it can be if you’re unable to work. Disability insurance makes sure that you will still receive income while you rehabilitate.
While most people do their best to prepare for an injury no one can really know what that injury will be. We take the worry away from you by offering financial stability as you take the steps you need to continue forward. Contact ContractorsInsurance.org today to get the kind of advice and guidance you need to choose the right policy for your business.
Find the Right Coverage
We know that every state has its own unique advantages and difficulties when it comes to construction – that being said, building in Florida is unlike any other area in the country. At ContractorsInsurance.org, we know how to guide you through all the intricacies of building in Florida and make sure your business and your clients flourish with every project you build.
We know that finding the right insurance is difficult. We also know it doesn’t have to be that way for you. At ContractorsInsurance.org we have an extensive network of FL contractors insurance affiliates who have your best interest in mind, and our professionals can provide you with the information you need to protect your business. You can soon have the confidence that someone is behind you to make sure that every project you’re working on will be secure and successful.
Thousands of satisfied customers have already found out what workman insurance can do for their business. And it’s no wonder. At ContractorsInsurance.org, our services are unparalleled and we know our business. No matter what type of insurance you need, we will be able to help. We will provide you with information and answers before you make a decision and guide you through any problems you might have in finding the correct insurance for you.
Call us for a quote today and trust us to make sure your business is covered.
For more information about construction insurance in Florida, contact us at 1-800-649-9094 today. The professional brokers we work with specialize in insurance for contractors in Florida, and can provide you with a free quote or more information.