As a contractor, you’ve probably worked hard to get to where you are today. You’ve spent countless hours doing physically demanding work. You get up before the sun gets up. And you’ve done everything you can to branch out on your own (and maybe even start your own business). So, if you’re just starting out on your own we would like you to congratulate you! And, we would also like you to give you a bit of an insurance road map that you can use to avoid the most common (and expensive) pitfalls that befall general contractors. Here are the contractors insurance California rules and regulations you need to know.
Contractors Insurance California – Are You Covered?
Alright, maybe before we ask you if you are covered we should address when and where you should be covered (because you might need some kind of background knowledge first). Understanding the basics of contractors insurance is a bit like understanding what you need to wear in the morning. And we’re talking more about function rather than fashion. You wouldn’t wake up in the morning, see that it’s 22 degrees outside and then prance outside in your bathing suit. We’re guessing you’re more practical than that.
How to Get California Contractors Insurance that Fits
Insurance works in a similar fashion and should allow you the flexibility to find the right attire for the right situations. Now, contractors insurance might not sound like the most flexible type of insurance but recent industry trends have forced providers to tailor their policies to fit their clients (and not vice versa). And when policies are tailored to you they not only tend to fit better, but they’re typically cheaper and more responsive to your coverage needs.
Finding the right California contractors insurance provider is your first step in finding insurance that fits your coverage needs and fits within your budget. So, whether you are a general contractor, independent electrician or a plumber be sure to find an insurer that can double as an excellent tailor. For a full break down of contractors insurance California rules, regulations and requirements please check out this link from the government of California. Take care and stay safe!