The New York City Department of Transportation has recently begun rejecting contractors’ permit applications due to those documents lacking proof of an insurance policy that covered work above five stories. The new DOT rules appear to apply even to applicants who have no plans to work at that height. Read more
A home improvement contractor by law is defined as someone who is engaged in the construction, repair, remodeling, or addition to any land or building used as a residence. This includes the construction, replacement, or improvement of basements, driveways, fences, garages, landscaping, patios, porches, sidewalks, swimming pools, terraces, and other improvements on land that is next to a home or apartment complex. It is safe to say then that any person engaging in these types of work would need a home improvement contractor license.
H0me Improvement Contractor License
Besides obtaining a home improvement contractor license, there are several other permits, licenses and clearances which you may need. Any soliciting, negotiation or offers to negotiate a home improvement contract with a property owner requires a Home Improvement Salesperson license. Work which involves sidewalks and walkways require a permit from the NYC department of Transportation. For more information on obtaining this permit you may call 311 or visit New York City DOT. If you however, are interested in doing work which involves plumbing, electrical work, pointing, or extensions you must contact the NYC department of Buildings. This type of work often requires special inspection and as such requires more regulation. Finally, any home improvement contractor looking to transport any harmful waste as a result of work done must apply for a Class one Self Hauler Registration from the NYC business integrity commission.
These are just some of the preliminary steps necessary to be taken if you are interested in becoming a home improvement contractor but it doesn’t end here. Each and every contractor should consider multiple layers of insurance to protect themselves and their businesses. Contact us today for more information on how you can insure your newly established home improvement contracting business.