English
Spanish
Independent contractors are generally responsible for their own insurance coverage. Many choose to enroll in a general liability policy even when it is not required. This type of independent contractor liability insurance provides coverage for injuries, property damage and related lawsuits. Read more
Why Home Renovation Contractors need Builders Risk Coverage
You probably know you must have general liability insurance coverage. But, you may not be as aware of the benefits of also signing up for builders risk insurance. This coverage can prevent home renovation contractors from paying out-of-pocket for unexpected incidents, like the theft of costly copper plumbing pipes. Read more
The Free Estimate: Is it a Smart Business Strategy?
To do or not to do a free estimate. It’s a debate that has as many supporters as opponents. While some say it is an effective way to attract leads, others argue it wastes billable hours. Read more
A Quick Refresher on Independent Contractor Taxes
For the self-employed, calculating taxes is complicated. From wages to side jobs to tips, filing independent contractor taxes requires a thorough understanding of the IRS’ rules and regulations. Read more
Why a Lapse in Insurance Coverage is Cause for Concern
Contractors of all types and sizes manage their business in the face of significant risk. On a daily basis, there is the potential for the unexpected. Although few contractors forget to follow on-the job safety procedures, some make a bigger mistake of allowing a lapse in insurance coverage, which could lead to large out-of-pocket payouts or even bankruptcy. Read more