Why Choose Carpentry Insurance?
From injuries to property damage, carpentry contractors insurance protects you and your business from the specific liabilities you are most likely to encounter while at work. Carpentry contractors, who build or repair wooden structures or their structural parts, rely on carpentry contractors insurance to prevent an accident from causing a significant financial burden. Close calls and injuries are common to carpenters, who work on a wide range of jobs, including new building construction and interior cabinets. For each of these carpentry functions, we have different types of insurance options available to fit your needs.
In this fast-growing industry, carpentry contractors would be taking on substantial risk by electing not to enroll in carpentry contractors insurance.
Types of Carpentry Contractors Insurance Policies
Contractors General Liability Insurance prevents carpenters from encountering significant financial loss in the event of an accident. General liability, which covers bodily injury, property damage and third-party claims, protects your company from lawsuits and other financial liabilities that result from accidents on the job.
Since carpenters never know when an accident may happen, it pays to have full workers compensation insurance. The last thing you need is to learn is that your medical care is not covered after a major mishap at work. Workers compensation insurance, which is a requirement in most states, will cover any medical costs and a portion of lost wages for those injured at work.
Carpenters that drive a van or truck for their business should consider enrolling in commercial auto and truck insurance. This insurance will protect you and your business in ways personal auto insurance cannot. Commercial auto and truck insurance will cover damage to your vehicle and your business equipment in the event of a work-related accident.