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How to Use a Workers Compensation Quote Online to Save Time and Money

It’s a pretty well-known fact that, as a contractor, you are legally required to carry workers compensation insurance. To not carry it can result in some pretty nasty fines and can even force you out of business. And nobody wants that. But, we also know that contractors (like most people) don’t want to spend more than they should on policies that provide inadequate coverage. So, what can you do to get quality insurance for a reasonable price? Our suggestion; get a free workers compensation quote online.

Workers Compensation Quote Online – How to Get the Best Insurance

Before you get your quote there are a few ‘insurance-y’ things that you’ll need to take care of. And don’t worry, it’s not overly complicated. It just takes some time. Listed below are the steps you will need to take to ensure that you get the best policy for the least amount of money.

1.       Research

When you’re looking to acquire any kind of insurance you should always have as much research as you can. Why? Because that information could pay dividends down the road. Take advantage of a workers compensation quote online, compare it to quotes from other company’s and determine where you get the cheapest insurance. Once you can limit your search results to your top three (or top five, if you must) you’re ready to advance to step two.

2.       Look for a Reputable Provider

Step two requires you to dig a little bit deeper than step one. You already know where you will find cheap insurance and now you want to find out where you can get the best insurance. Finding the better buy (or the best buy) will help you if (and when) one of your employees is injured as a result of some work-related activity. In order to find the best buy, try to get reviews and recommendations from previous customers.

3.       Schedule a Meeting

Alright, so now that you have chosen the best workers compensation quote online it’s time to meet with your insurance provider face to face. You never want to just go ahead and buy insurance online. Talking with your provider should allow you to tailor the policy to your needs rather than shoving you into a one-size-fits-all policy. A simple meeting could save you even more money.

Hopefully this blog will help you find the best workers compensation quote online as well as the best provider. Hand in hand, those two things should create a stable insurance arsenal that will protect you when adversity strikes. But, until then, stay safe and have a very happy holiday!

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How to Become a General Contractor in 3 Easy Steps

By now you’ve probably noticed that most of our blogs have focused on construction developments in New Jersey, industry forecasts and insurance policies that range from workers compensation to general liability). And that’s great, if you have established yourself as a general contractor. If not, then our blogs may have helped you avoid potential missteps in your future but, as far as your present is concerned, they were likely lacking the information you may have desired. That’s why this week we’ve decided to focus on getting back to basis because maybe you have some interest in becoming a general contractor, you just don’t know how to get there. Listed below are a few necessary steps you can take that will help you become a General Contractor.

Before we get to the necessary steps you’re going to have to make a choice between two separate paths. One involves going to college and earning a bachelors degree while the other would allow you to bypass the college route. Let’s get started.

(1) Go to College and Earn a Bachelors Degree Or Start Construction Immediately?

Going to college can be a huge stepping-stone for you if you’re thinking about any career path, let alone becoming a General Contractor. But, it’s also a major investment and some of you may be wondering why you need to go to college if you can build your skillset through experience rather than paying tens of thousands of dollars per year for textbooks. It’s possible but consider this first. The U.S. Bureau of Labor Statistics has stated that those General Contractors with a 4-year degree have a greater chance of being hired than those without. Degrees typically feature courses in business management, structural engineering, building codes and construction methods.

If you decide to start construction immediately you’re going to be putting yourself at a slight disadvantage compared to the rest of your competition. That does not mean you cannot succeed without going to college. It just means you’re going to have to work that much harder to get up to speed and if you’re dedicated enough there’s no reason why you shouldn’t be able to achieve your dream of becoming a General Contractor. Still, be on the lookout for internships, apprenticeships and field jobs that will help you gain experience that will make you attractive to potential employers.

(2) Get Certified!

Congratulations! You have now completed either your four-year college education or five-year apprenticeship. Now you’re ready to take a major step towards your goal by getting certified. The only problem (or maybe advantage) is there is a bunch of different ways to obtain your license. It just depends on what organization you decide to be certified by. As far as organizations go there is the Construction Management Association of America (CMAA) and American Institute of Construction (AIC). Check out their webpages to find which option is best for you (although if you have limited education we would recommend that you check out the AIC’s website).

(3) Time to get licensed

You’re educated, you’re certified and now you’re at the final, and perhaps, most important step. Becoming a licensed contractor is largely dependent on the state you’ve decided to operate in as each state has their own set of rules and regulations (additional regulations may be added by counties and cities). Some states require that you pass a licensing exam, others will only accept you if you’re operating above a stated cost threshold. It can be a long and complicated process but one that will reward you in the end.

If you have any questions about becoming a licensed general contractor please feel free to contact us at 1-800-649-9094. We look forward to hearing from you and best of luck in your future endeavors!