It’s easy to get caught up in the nuts-and-bolts of running a business. You might be one of many contractors who toil day-after-day on projects, like painting or plumbing, without a chance to think about the big picture. If this lack of business strategy has stunted your company’s growth, these tips can be used to help you refocus. Read more
Understanding why auto insurance is generally important does not constitute rocket science. However, many contractors believe that requiring their employees to carry their own auto insurance is enough to protect them in times of liability. This may not be true. Certain types of car usage —even with personal vehicles — are not covered under a normal policy.
Commercial auto insurance is more expensive than personal. However, if you are using vehicles specifically for business purposes, you may need to have this kind of coverage. Here are some things to look for when determining if a more robust insurance policy is right for you.
When we think of vehicles covered under the Business Auto Policy, we think of cars, pickup trucks, vans, even tractors and trailers. But what about a wheel loader? Surely, that’s not an auto! That’s mobile equipment, and bodily injury or property damage it causes is covered by the Commercial General Liability Policy, isn’t it? Maybe.