Why Choose Landscaping Insurance
Landscaping Contractors Insurance protects landscape contractors, who perform lawn care, landscape gardening and snow removal, from property damage and accident liability.
Since accidents may happen when planting expensive shrubbery or manicuring a large lawn, Landscaping Contractors Insurance can save landscapers big money in the long run. All landscaping businesses — from tree pruning businesses to arborist companies to landscape architectural and design businesses — would benefit from insurance protection.
With Landscaping Contractors Insurance, there are a variety of coverage options that you can carry separately or in a single package. These include coverage for general liability, coverage for workers’ compensation, business motor vehicle insurance and other specialized coverage.
Types of Landscaping Contractors Insurance Policies
Landscapers risk expenses from injuries and damages whenever they report to work. With elements beyond their control, it pays for landscapers to have Contractors General Liability Insurance. This insurance plan will provide the piece-of-mind that your legal fees or claims will be covered when you need it most. For landscapers, Contractors General Liability Insurance is typically a state requirement. The mandated levels of coverage differ depending on where you live and the sector in which you work.
Workers Compensation Insurance, which is a requirement in nearly every state, will protect a landscaper in the event of any on-the-job injuries. Landscapers depend on Workers Compensation Insurance coverage to pay medical bills and compensate for lost salary after a work-related accident. An added benefit of this insurance coverage is protection against lawsuits by employees who are injured at work.
Inland Marine Insurance compensates businesses for its assets that are lost or damaged while in transit. The coverage extends to property in transit, such as tools, mobile equipment and more. If your business frequently transports equipment, tools and supplies to and from your worksite, Inland Marine Insurance will protect the value of your assets.