152 Mineola Blvd.

Mineola NY, 11501

Phone

1-800-649-9094

152 Mineola Blvd.

Mineola NY, 11501

Phone

1-800-649-9094

Insurance by State

Insurance by State

The construction business carries with it unparalleled elements of risk. Since it’s such a dangerous industry, having the right contractors insurance brings you one step closer to protecting both your business and employees if a serious accident occurs.

Insurance by State

When is Contractors Insurance Required?

Most states make it a requirement for insurance plans to include general liability coverage at the very least. The minimum liability coverage recommended for most contractors is $2 million. Many public construction projects are also legally mandated to be backed surety bonds regardless of the state in which the project is being done. Surety bonds can be backed by the United States Small Business Association in order to guarantee completion of the project.

Though some states have similar requirements when it comes to insurance, it is not wise to assume that what works in one state will work in another. Insurance rates and statutes that dictate when coverage is required can vary greatly across state lines. For more information on the specifics for contractors insurance policies as they relate to your business, click your state below:

For more information on the specifics for contractors insurance policies as they relate to your business, click your state below:

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