Electrical contractors face significant risk every day they report for work. The possibility of injury or even death is real. Despite these dangers, many risk factors may be minimized or eliminated through the implementation of a set of safe work practices. Read more
If you own or are looking to own a painting company, you will need to get the right insurance to protect your assets. When you’re on the job, you have to look out for paint spills, property damage and slips. You’ll need to get the best coverage so you can breathe easy knowing you will be taken care of in the event of an emergency. Here are all the different painters insurance policies that you may need.
Every employer dreads an audit, whether it’s from OSHA or from your workers compensation insurance company. The process, however, doesn’t have to be a pure nightmare. In fact, if you prepare properly, you can make the audit relatively painless and can even use the results to improve your own practices. Here’s some advice on how to prepare for a workers comp audit and protect your construction and contracting business. Read more
Understanding Workers Compensation Insurance
Knowing when you are going to be covered by workers’ compensation for a work-related injury or illness can help you save thousands of dollars in medical costs. Sometimes you can also recover lost wages as a result of your workplace injury.
The tricky part lies in determining whether or not your specific situation falls under workers compensation as well as whether your employer even has coverage for you. To determine what times you would and would not be covered under workers’ comp, here are some general guidelines:
Installing drywall may seem like one of the more straightforward projects on a site, but the risks involved are anything but straightforward. Drywall contractors need insurance to protect them from complications that can result from the work they performed, especially if someone wants to allege that their work somehow caused damage to something or injury to someone.
Commercial liability insurance, errors and omissions, workers compensation, auto insurance and other types of coverage all contribute to a portfolio of risk reduction that increases your likelihood of continued success while also making you competitive in the contracting world.